First Bank of San Luis Obispo
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Personal Checking
 
We offer checking options that are simple to use, full of great features, and backed by our unique brand of Above & Beyond Banking service.

You'll find more choices, more benefits, and more flexibility. Want FREE Checking? We have it! We also offer accounts that earn interest, special checking plans, and the ability to add a host of additional services with our Added Value PackageSM.

Select the account that's just right for you and read on for more information: FREE Checking
If a basic FREE checking account is what you're looking for, this is it!
  • No minimum daily balance required
  • No monthly maintenance fee
  • Unlimited checkwriting
  • Free return of check images for easy record keeping
  • Easy to balance combined monthly statement
  • AllTime ATM/Debit Card
  • No limitations on branch or phone service
  • Free AllTime OnlineSM Banking and Bill Pay
  • Free 24 hour BankLineSM account information by phone
  • Added Value PackageSM available
FREE Direct Deposit Interest Checking
This FREE interest-bearing account is available to you if you have direct deposit of payroll, social security or a government direct deposit.
  • Competitive interest rate
  • No minimum daily balance required
  • No monthly maintenance fee
  • Unlimited checkwriting
  • Free return of check images for easy record keeping
  • Easy to balance combined monthly statement
  • AllTime ATM/Debit Card
  • No limitations on branch or phone service
  • Free AllTime OnlineSM Banking and Bill Pay
  • Free 24 hour BankLineSM account information by phone
  • Added Value PackageSM available
FREE 50+ Interest Checking
If you're age 50 or better, this FREE interest-bearing account might be just right for you!
  • Competitive interest rate
  • No minimum daily balance required
  • No monthly maintenance fee
  • Unlimited checkwriting
  • Free return of check images for easy record keeping
  • Easy to balance combined monthly statement
  • AllTime ATM/Debit Card
  • No limitations on branch or phone service
  • Free AllTime OnlineSM Banking and Bill Pay
  • Free 24 hour BankLineSM account information by phone
  • Added Value PackageSM available
Relationship Interest Checking
If you have multiple deposit accounts with us, this interest-bearing account offers some extra features.
  • Competitive interest rate
  • Unlimited checkwriting
  • FREE personalized checks from Above & Beyond selection (one box per year)
  • Free return of check images for easy record keeping
  • Easy to balance combined monthly statement
  • AllTime ATM/Debit Card
  • No limitations on branch or phone service
  • Free AllTime OnlineSM Banking and Bill Pay
  • Free 24 hour BankLineSM account information by phone
  • Added Value PackageSM available
This account is free of monthly maintenance fees if you maintain a minimum daily checking balance of $2,000 or more or combined personal deposit balances of $10,000 or more.* Otherwise, the monthly maintenance fee is $10.

Capital Tiered CheckingSM
Earn higher interest based on balances and also take advantage of several added services at no extra charge.
  • Tiered interest rates - earn higher interest on higher balances
  • FREE personalized checks (up to $20 value)
  • FREE ATM/Debit card
  • No fees charged by us for transactions at ATMs not owned by us
  • Free AllTime OnlineSM Banking and Bill Pay
  • Free single line Travelers Checks
  • $20 annual fee discount on a safe deposit box
  • No annual fee credit card (upon approval)
  • Unlimited checkwriting
  • Free return of check images for easy recordkeeping
  • Easy to balance combined monthly statement
  • No limitations on branch or phone service
  • Free 24 hour BankLineSM account information by phone
This account is free of monthly maintenance fees if you maintain a minimum daily checking balance of $10,000 or more or combined personal deposit balances of $25,000 or more.* Otherwise, the monthly maintenance fee is $15.

Added Value PackageSM
The Added Value Package is a complete package of convenient, money-saving features. You can add the Added Value Package to any of our checking accounts for an additional $6 per month (included with Capital Tiered Checking). Enjoy all these great benefits:
  • FREE personalized checks from the Above & Beyond selection
  • FREE single line Travelers Checks
  • $20 annual fee discount on a safe deposit box
  • Linked Regular Savings Account with no quarterly maintenance fee
  • No annual fee credit card (upon approval)
  • Combined statement
To find out more about any of our checking account options and for current interest rate information, please contact the branch near you or contact us at 1-866-733-2756.


Disclosures
Applicable to all accounts: Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. See Schedule of Fees & Charges for additional information. Minimum opening deposit is $50.

* Combined personal deposit balances may be: Checking (excludes Capital Tiered Checking and Personal Money Master System), Savings, Money Market Accounts, CDs, or IRA CDs